We buy credit beyond conventional underwriting.
Phoenix Credit Investments is an international investment manager building proprietary recovery structures around overlooked small-business debt. We acquire distressed claims at deep discounts and build recovery structures through operating intervention.
Control the recovery from acquisition to realization.
- 01
Acquire
Purchase small-balance distressed claims at prices unavailable to traditional credit investors.
- 02
Control
Use the claim position to influence timing, liquidity and the operating response.
- 03
Test
Deploy targeted capital to assess demand and operating capacity before further investment.
- 04
Realize
Scale, refinance, sell or collect as operating performance develops.
A market built for mispricing
Small-business NPLs are heterogeneous, operationally intensive and too small for conventional distressed-credit platforms. The result is motivated sellers, limited competition and recoveries shaped by direct operating work.
Institutional neglect
Position sizes sit below the operating threshold of conventional distressed-credit platforms.
Proprietary sourcing
Seasoned single-name claims and multi-claim portfolios enter through merchant cash advance providers, lenders, trade creditors and advisers.
Operating optionality
Recovery paths include stabilization, new capital and structured collection.
Current public portfolio profile
Public information covers aggregate composition and operating geography. Position-level reporting remains available to approved investors.
View Selected SituationsSeasoned single-name claims acquired from merchant cash advance providers, lenders, suppliers and other creditors.
Multi-claim portfolios acquired through repeat relationships with merchant cash advance providers, lenders and professional intermediaries.
Merchant cash advance providers originate where conventional credit often does not, then manage servicing and their internal recovery process. PCI acquires the resulting seasoned single-name claims and multi-claim portfolios after those internal recovery processes conclude. This gives MCA providers an institutional exit channel and gives PCI a core proprietary sourcing advantage. PCI enters only through secondary claim acquisition.
Request institutional access
Qualified institutional investors, family offices and professional allocators may request access to PCI strategy materials, portfolio reporting and current capital-formation documents.